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Missouri Teacher Retirement: What Educators Need to Know About PSRS and PEERS
Planning Your Teaching Legacy in Missouri: Missouri educators serve through two distinct retirement systems—the Public School Retirement System (PSRS) for certified teachers and the Public Education Employee Retirement System (PEERS) for non-certified staff. Understanding how these defined benefit pension systems work, calculating expected retirement income, knowing eligibility requirements, and planning strategically for retirement timing can significantly impact educators' financial security during retirement years. This comprehensive guide explains everything Missouri educators need to know about retirement benefits, planning strategies, and how schools celebrate the lasting legacies of retiring teachers. After dedicating decades to shaping young minds, Missouri educators deserve retirement security that reflects their service and sacrifice. Unlike private sector workers who navigate 401(k) accounts and individual retirement planning alone, Missouri’s public school educators benefit from established pension systems designed to provide predictable retirement income based on service years and salary history.
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